It’s a once-in-a-generation opportunity: Selling to employees can yield a better price, preserve a legacy, keep jobs and profits local—and maybe even eradicate inequality.
The flourishing of farmers markets and credit unions demonstrates a longing for business that serves the common good. Can it infiltrate the Amazon-dominated, Uberized Internet?
Half of small businesses don’t make it past the first five years, and owners lose everything trying to pay off the loans. The Working World lets co-ops stabilize before repayment even begins.
A growing cadre of the owning class is crafting a healthier relationship to the other 99 percent: “It is not about individual therapy or even engaging in philanthropy or charity. It’s about collective action.”
Who needs banks when you have communities? And organizations like Mission Asset Fund have even figured out how to use the system to raise credit scores.
A Louisiana university helps solve the national shortage of black doctors, Uber drivers are left with car payments after a raise in fees, and Mother Jones explores whether mammograms do more harm than good.
For their new book, H. Luke Shaefer and Kathryn J. Edin followed the lives of America’s poorest families to find out what they need to break out of poverty, and how to make it happen.
Bankruptcy is supposed to give debtors a fresh start—unless they’re struggling with student loans. But a little-known provision is helping these borrowers take their creditors to court.
A complex, for-profit system is behind these three-digit scores that affect your ability to borrow, rent, and work. Here's how regulators are putting credit score companies on notice.
As long as there has been lending, there have been times when the people’s debt becomes a crisis. Here’s a look at the policy solutions governments have been using, starting in ancient Sumer.
Let’s remove the shame from the conversation and help the next generation avoid the debilitating amounts of debt that keep us from buying houses or taking vacations.
After graduating from Everest College with a bad education and no job prospects in sight, I refused to pay my student loans. Now I’m helping lead the first student-debt strike in America.